Meet the Experts

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Meet our Experts
	Jeff Armstrong
	Armstrong Capital Alternative Cash Flows to Broker, Beginning Questions, Business Notes, Calculator Questions, Contracts and Legal Questions, Creating Notes and Documentation, General Questions, Lottery Winning Questions, Marketing for Notes, Mobile Homes, Other Investing Ideas, Real Estate and Notes, Retirement Accounts, Simultaneous Closings and Working with Realtors Jeff Armstrong PO Box 4003 West Hills, CA 91308-4003 E-mail: jeff@armstrongcapital.com Web Site: http://www.armstrongcapital.com
	Armstrong Capital was established in May, 1991. Jeff has been working in the note business full time since October, 1993. In February 1999 Jeff wrote and published a book entitled, Scripts and Tips: A Handbook for the Serious Note Broker to assist new brokers in obtaining the success they are looking for in the cash flow industry. He is a Certified Appraiser of Mortgages and is a frequent speaker on private mortgages at industry conventions and conferences nationwide.
	Bill Broadbent
	Broadbent and Arnett Creating Notes and Documentation Bill Broadbent 1380 Broad St. San Luis Obispo, CA 93401-3910 E-mail: bill@arnettbroadbent.com Web Site: http://www.arnettbroadbent.com
	Bill is president of Arnett & Broadbent, Inc., a firm specializing in real estate investment brokerage and consulting. He has been an active real estate broker and consultant for over 41 years. He is an investor, author, and educator. He is best known for his specialities of Exchanging, Consulting, and Buyer Representation, all practiced under "Single Agency", a term he coined in the late 1970s. Experts who have seen his work consider him "one of the best." Visit Bill's web site at www.arnettbroadbent.com/variety.html to view his record of solving real estate problems. In addition, Bill has been buying Trust Deeds, Mortgage notes, and other cash flows for his own account for the past 26 years. He received his BS from Cal Poly in 1956 and his MBA from Cornell in 1958. He is a charter inductee to the Exchangor's Hall of Fame, and has won state and national recognition for his transactions. He was the first broker in the country to achieve both the prestigious SEC and CCIM designations. He has served the California Association of Relators as local board president, state director, teacher and district representative. He received many awards during his long career, including the prestigious NoteWorthy Pathfinder award in 2000.
	Hubert Bromma
	The Entrust Group Retirement Accounts Hubert Bromma 9444 Double R Boulevard, Suite A Reno, NV 89523 Phone: 1-888-340-8977 E-mail: hugh@theentrustgroup.com Web Site: http://www.theentrustgroup.com
	Hugh Bromma is the founder and CEO of The Entrust Group. Mr. Bromma has had a long and distinguished career in banking, M&As, and real estate. He was a general partner of Associated Administrators, Ltd., a firm founded in 1969 to provide special expertise in IRA and Keogh administration. He subsequently became CEO of Providence Trust Company. In 1981, Mr. Bromma developed the first Truly Self-Directed™ IRA for a number of banks. In 1993, he consolidated a banking and pension management practice that he had owned since 1981 into Entrust, and began to build what is today the only national network of local branded offices providing expert account administration and education services for self-directed retirement plans. A well-recognized expert on the diversification of assets in tax-free and tax-deferred environments, Mr. Bromma has written numerous articles and several books during the last 20 years, including How to Invest in Real Estate and Pay Little or No Taxes and Do Your Own Qualified Retirement Plan: A Guide for Self-Directed Plans for Business Owners, Spouses and Partners.
	Joel Cassway
	Marketing for Notes Joel Cassway 4201 Neshamny #108-1609 Bensalem, PA 19020 Phone: 215-639-3302 Fax: 215-639-6502 E-mail: jcassway@aol.com Web Site: http://www.noteinvestors.com
	Joel Cassway is a master marketer with over 30 years successful experience in the note business. Joel’s philosophy is simple "for you to succeed, note sellers must keep your phone ringing all the time. For you to keep the phone ringing, you must know how to market your business. You do not have to be the biggest, the best or the smartest but you will prosper if you know how to market your note business". Joel has addressed professional investment, real estate groups and note groups all over the country. He has also been invited to address some of the largest real estate firms in the country and he has lectured to various legal and accounting groups for continuing learning and advanced education. He is the author of numerous articles in national publications as well as a series of books and tapes on his successful paper investment techniques.
	Richard Desich
	Equity Trust Co. Retirement Accounts Richard Desich 225 Burns Rd Elyria, OH 44035 Phone: (440) 323-5491 E-mail: r.desich@midoh.com Web Site: http://www.midoh.com
	Richard Desich is the president and CEO of Mid-Ohio Securities, one of the nation's leading self-directed IRA custodians, and has been involved in the securities industry for over 35 years. Mr. Desich is nationally recognized as a pre-eminent authority on non-traditional investing in IRAs and Qualified Plans. He is also the author of the "how-to” book : Proven Wealth Building Secrets For You and Your Children. Richard has spoken to thousands of investors throughout the country on using your self directed IRA to invest in Notes, Receivables, Factoring, and other cash flow investments. In addition he has published numerous articles on the topic and has helped countless investors create a retirement plan for themselves and their families. Mid-Ohio Securities has been a NASD/SIPC member firm for over 26 years. In addition, Mid Ohio Securities has been approved by the Internal Revenue Service to act as an IRA custodian since 1983, as an IRS approved custodian, Mid Ohio Securities services thousands of individual retirement accounts and small business retirement plans for clients in all fifty states.
	Henry Dvorken
	Courtman Companies Beginning Questions, Calculator Questions, Contracts and Legal Questions Henry Dvorken 2304 Ninth Street Wichita Falls, TX 76301 Phone: 940-322-6055 Fax: 940-696-3000 E-mail: hdvorken@wf.net
	Henry Dvorken is licensed real estate broker in Texas and frequent speaker and teacher at NoteWorthy conventions. He is president of Courtman Companies, which among other things, manages rental properties, buys, sells and brokers real estate. Mr. Dvorken has written and taught several programs for note brokers and real estate investors. His book "Creative Financing with Mortgage Notes" is an advanced program on developing a simultaneous closing practice with referrals from Real Estate Brokers. His "Twenty-three Ways to Buy A Mortgage Note" is a popular presentation at the NoteWorthy Conventions. Henry is an expert on all aspects manipulating your financial calculator.
	Marty Granoff
	Granoff Enterprises Lottery Winning Questions Marty Granoff 3145 Maple Lane Davies, FL 33328 E-mail: Mgranoff55@cs.com Web Site: http://www.granoffenterprises.com
	Since 1992 Marty's only business has been helping existing state lottery winners convert some or all of their future payments into lump-sum cash now. He has completed hundreds of these transactions in numerous states. All of Marty's business comes from third party referral sources such as financial planners, accountants, attorneys, cash flow brokers, etc. For three years prior to this he was in the discount mortgage business, brokering mortgages to private investors, and for many years prior to then he helped raise money for private business ventures.
	Dave Krunic
	Reliant Financial Alternative Cash Flows to Broker, Beginning Questions, Business Notes, Calculator Questions, Contracts and Legal Questions, Creating Notes and Documentation, General Questions, Lottery Winning Questions, Marketing for Notes, Mobile Homes, Other Investing Ideas, Real Estate and Notes, Retirement Accounts, Simultaneous Closings and Working with Realtors Dave Krunic 10260 Westheimer Rd Ste 410 Houston, TX 77042 Phone: (800) 483-3544 Fax: E-mail: dkrunic@reliantfinancial.com

	Ed Lisogar
	National Capital Corporation Business Notes Ed Lisogar 3605 N 68th St Scottsdale, AZ 85251 Phone: 602 370-5670 Fax: 602-532-7533. E-mail: info@nationalcapitalcorp.com Web Site: http://www.nationalcapitalcorp.com
	Ed Lisogar, NCC's President & CEO is a graduate of The Ohio State University School of Engineering, College of Architecture, is considered an expert in secondary market acquisitions, is a member of The American Cash Flow Association's Million Dollar Club, an industry Master Broker, a keynote speaker at several financial industry conventions each year, a noted author with two best selling manual/software publications, and a regular contributor to several industry publications. National Capital Corporation is a principal investor in all forms of cash flows including real estate paper, business notes nationwide.
	Lisa Moren Bromma
	The Entrust Group Marketing for Notes Lisa Moren Bromma 9444 Double R Boulevard, Suite A Reno, NV 89523 E-mail: lbromma@theentrustgroup.com Web Site: http://www.wisewomeninvestor.com
	Lisa Moren Bromma has been a real estate investor since 1978, an investor in private mortgages since 1988; a professional speaker on the subject since 1991 and a consultant to many businesses in the financial services community that have a real estate focus since 1998. She is a member of the National Speakers Association, and has taught over 1,000 workshops and seminars on the subject of real estate and marketing. Lisa also sits on the board of Directors of the National Real Estate Investor’s Association and has been a presenter at several national and international Real Estate events. Lisa is the author of Promote Your Note Business, a marketing program for the private mortgage industry, Soup to Nuts, a CD ROM series on everything you need to know to become a successful real estate investor, as well as Real Estate Investing for The Utterly Confused and Wise Women Invest in Real Estate. She is Advisor to The Entrust Group, the nation’s largest administrator of self directed retirement plans. She also maintains a blog at www.wisewomeninvestor.com.
	Mike Morrongiello
	Sunvest, Inc. Real Estate and Notes Mike Morrongiello 152 Newcomb St Sonoma, CA 95476 Phone: (707) 939-9450 Fax: (707) 939-8476 E-mail: MikeM@sunvestinc.com Web Site: http://www.sunvestinc.com
	Michael T. Morrongiello is operations manager of Sunvest Corp., a nationwide mortgage investment firm. Michael has 20 + years of experience in buying, fixing, managing, and selling real estate investment properties prior to entering mortgage lending with the formation of this Florida based mortgage lender in 1983. He has personally invested in, bought, and/or sold real estate properties in multiple states over the years. For much of the last 17 years he has placed his focused upon real estate "paper" as a niche market within the finance industry and is considered by many of his peers to be one of the premier "paper practitioners" involved in this unique aspect of real estate today. His expertise, candor, ability to quickly size up and analyze financing options that surround existing and proposed transactions make his companies services invaluable to the Real Estate & Note community.
	István Siposs
	Y-Times Publications, LLC Computers and Internet István Siposs 1055 W. College Ave #227 Santa Rosa, CA 95401 E-mail: istvan@siposs.com Web Site: http://www.siposs.com
	Istvan is a graduate of UC Berkeley with a degree in computer science and has broad experience in web site design, software engineering and database management. He has written several successful commercial software programs, many of which are in circulation in the discounted note business. He has developed several note business-related web sites.
	Tom Standen
	North American Loan Servicing Contracts and Legal Questions Tom Standen PO Box 87 Midpines, CA 95345 Phone: (209) 966-3445 Fax: (209) 742-7153 E-mail: tom@sellerloans.com Web Site: www.sellerloans.com
	Thomas Standen, Chief Financial Officer for North American Loan Servicing, Mid Pines, CA. He is an expert on loan servicing, discounted notes, and many of the legal aspects of buying and brokering cash flows. Tom is a graduate of the FBI National Academy, holds a lifetime teaching credential and has a background of over 20 years in Law Enforcement both in Command and Administrative positions. Tom is a man of vision with enormous entrepreneurial skill and ability with over 25 years experience in the Mortgage Loan Industry, and is a registered financial advisor with the Security and Exchange Commission. His experience and integrity are further confirmed by the Court as an appointed Referee and Receiver by the Superior Court.
	Lorelei Stevens
	Alternative Cash Flows to Broker, Beginning Questions, Business Notes, Calculator Questions, Contracts and Legal Questions, Creating Notes and Documentation, General Questions, Lottery Winning Questions, Marketing for Notes, Mobile Homes, Other Investing Ideas, Real Estate and Notes, Retirement Accounts, Simultaneous Closings and Working with Realtors Lorelei Stevens 400 Wall Street #405 Seattle, WA 98121-1577 E-mail: lorelei@eskimo.com
	Lorelei Stevens is the president of Wall Street Brokers and a long-time note buyer. For over 25 years, she has made enormous contributions to the discounted note industry. She is a regular columnist for the NoteWorthy newsletter. She is a teacher, note buyer, writer, and expert on the legal aspects of buying cash flows at a discount. Her company, Wall Street Brokers is a pioneer in the discounted note industry. Lorelei's father, Larry, still active in the business, began buying notes in the 1950s.